Showing posts with label annapolis homes for sale. Show all posts
Showing posts with label annapolis homes for sale. Show all posts

Thursday, October 20, 2011

Welcome to my blog - The Annapolis MD Real Estate Specialist


The Annapolis MD Real Estate Specialist

With 25-Years Experience Selling Real Estate and Homes for Sale in Annapolis, Anne Arundel County, Eastern Shore and the Chesapeake Bay area of Maryland,
Annapolis Real Estate Agents Pat Ogle and Gary Orders Learn Years A Go In The Marines The True Meaning Of Loyalty, Commitment and Excellence In All Thinks That They Do. Loyalty, Commitment And Excellence In All That We Do!
We guarantee to sell your waterfront home in 60 days or less!

Annapolis Real Estate and Relocation, Anne Arundel County, Eastern Shore Homes For Sale,and Properties in the Surrounding Counties of Maryland

Welcome to AnnapolisHomes4You,BlogSpot.com your source for real estate information on buying and selling real estate property and more!

At AnnapolisHomes4You,BlogSpot.com you can find information on local schools, weather, local information, links and other local resources for the Annapolis area and its surrounding communities.

Pat Ogle of Champion Realty, Inc, can assist you with a variety of real estate services, such as assisting buyers to find their next Annapolis real estate property or Annapolis home, and assisting sellers in selling their Annapolis home or Annapolis real estate property and getting the most for their Annapolis real estate property.

Are you looking to buy Annapolis real estate? Are you looking for something particular? Please let us assist you find your next Annapolis home by completing our VIP Home Request form. We will send you listings that match your criteria as soon as we get them.

Are you selling real estate in Annapolis? Need to know how much your home or real estate property is worth? Feel free to request a FREE Home Value Request. Tell us a little about your Annapolis home or real estate property and we will let you know how much you can expect to earn from your property.

Buying or selling your next Annapolis home or Annapolis real estate property can be the single the most important transaction in your life, therefore it is important you work with someone who has the experience, professional expertise and integrity to make your next Annapolis real estate transaction pleasurable and stress-free.

If you have further questions about the Annapolis area or Annapolis real estate markets, please don't hesitate to call Pat Ogle at 410-224-0660 or send an email. .

For More Valuable Real Estate Information visit:http://freereports.annapolishomes4you.com/

TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
(800) 847-9990 (O) 410-224-0660 (D) 443.569.2736 (C)
A HomeServices Of America Company
A Member Of The Berkshire-Hathaway Family Of Companies
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Visit
http://www.annapolisrealestatehomesforsale.com/
Visit
http://annapolishomesforsale.tv/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!






Wednesday, October 19, 2011

Using Native Plants in Landscaping

Here is so information from my monthy e-News Letter

Native plants are plants that have adapted to the geography, rainfall levels, and climate of a particular region. Native plants occur in communities, that is, they have evolved together with other plants. As a result, a community of native plants provides habitat for a variety of native wildlife species such as songbirds and butterflies. Who doesn't like those?

The reason you might want to consider incorporating native plants into your landscape is that they provide a beautiful, hardy, drought resistant, low maintenance area to your landscape, while benefiting the environment. Native plants, once established, save time and money by eliminating or significantly reducing the need for fertilizers, pesticides, water, and lawnmowers.

Which plants attract birds and butterflies?

For song birds: sunflowers, blazing star, white prairie clover, compass plant, prairie dock, big bluestem, downy serviceberry, hackberry, dogwood, juniper, elderberry, and hawthorn.

For hummingbirds: columbine, jewelweed, native phlox, native honey-suckle, and cardinal flower.

For butterflies: milkweed, aster, purple cone-flower, blazing star, native phlox, black-eyed Susan, dogbane, New Jersey tea, coreopsis, joe-pye weed, goldenrod, vervain, and ironweed.

Useful native plant info links:
• Wild Ones Natural Landscapers is a 23-year-old non-profit organization devoted to restoring native ecologies and promoting environmentally sensitive horticultural practices.
• The Ladybird Johnson Wildflower Center has a comprehensive list of resources for every state.
• National Wildlife Federation Backyard Wildlife Habitat Program tells the basics for starting a backyard wildlife habitat.
• The Environmental Protection Agency's Green Landscaping site has information about reducing energy consumption through the use of native plant landscapes.
• Ken Robertson's write-up on the tallgrass prairie of Illinois features excellent photos of many dry prairie species.
• There's lots of info about milkweeds at the Monarch Watch site.

For More Valuable Real Estate Information visit:http://freereports.annapolishomes4you.com/


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
(800) 847-9990 (O)  410-224-0660 (D)  443.569.2736 (C)
A HomeServices Of America Company
A Member Of The Berkshire-Hathaway Family Of Companies
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Visit
http://www.annapolisrealestatehomesforsale.com/
Visit
http://annapolishomesforsale.tv/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!

Tuesday, October 18, 2011

Saving Thousands When You Buy Your Home!

Buying a home is a great investment, possibly the largest investment you will ever make, so it seems logical that you would want to invest your money wisely when the time comes to purchase a new home. The following report will tell you simple but often-overlooked procedures that will allow you to maximize the dollars you spend on your new home.

Most homebuyers have two primary considerations when they start looking for a home. First, you want it to meet your needs and desires, and secondly, you want to get the best buy possible to obtain your new home. Successful homebuyers emerge from a sale with the features they want in their new home at the best price available in the market.

For starters, you must know what you are looking for in a home. You must have a list of needs as well as a list of desires, but be sure when choosing the actual home that you go with the one that fulfills most of your needs. It is not uncommon for someone to start out with very specific needs and wants but fall in love with a home offering different features. Ideally a house will come along that has all of your needs and desires, but sometimes that doesn't occur. Be careful not to get caught up in the excitement of home shopping and end up with a home that is not as close to perfect as possible.

You should be pre-approved for a loan by a professional mortgage lender. By understanding what you can afford, you will not spend time looking for homes that are out of your price range. You also need to understand the various financial aspects of the sale, from whether to spend more up front or make a smaller down payment and work with a larger loan. There are several costs to consider in the process of buying a home. Your REALTOR® can recommend a reputable mortgage lender who has the reputation of providing excellent service and good rates.

Choose your Agent wisely. Any agent will show enthusiasm and will want to help you locate your new home; they need
A. Experience at assisting buyers in locating the best home.
B. Ability to use technology to search the market thoroughly.
C. To review with you comparable home sales in the area you choose.
D. Information pertaining to new homes coming on the market that other agents do not know of.

Working with a full-time professional real estate agent is a must. Choose your agent by asking questions of him or her. Find out how knowledgeable they are about houses currently for sale in your price range and also of houses that have recently sold. Can your agent recommend a good lender that has the reputation of excellent customer service and low rates to assist your new buyer with financing? A good listing agent can get your house sold quickly at TOP DOLLAR and help you find a new home.



For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
(800) 847-9990 (O) 410-224-0660 (D) 443.569.2736 (C)
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Visit
http://www.annapolisrealestatehomesforsale.com/
Visit
http://www.annapolishomesforsale.tv/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!









Monday, October 17, 2011

Money-Saving Tips for Your Home

Thinking of saving money, according to the Alliance to Save Energy, Department of Energy and Environmental Protection Agency, American consumers and businesses spend some $21 billion annually, on lighting alone, and could cut their costs in half with energy-efficient light bulbs and fixtures while improving the environment. Installing efficient lighting in American homes and businesses would reduce carbon dioxide emissions by 140 million tons each year--as much as eliminating all the carbon dioxide produced by the state of New Jersey! Isn't that amazing?We found a website (sponsored by the EPA and the DOE) that shows how to save money on energy bills by incorporating their energy efficiency suggestions. It's http://hes.lbl.gov/.

For More Valuable Real Estate Information visit:http://freereports.annapolishomes4you.com/


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
(800) 847-9990 (O)  410-224-0660 (D)  443.569.2736 (C)
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Visit
http://www.annapolisrealestatehomesforsale.com/
Visit
http://www.annapolishomesforsale.tv/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!







Friday, February 18, 2011

Home For Sale in Annapolis MD, 21401

$385,000 :: 1004 Mastline Dr, Annapolis MD, 21401

Property Photo

3 beds, 2 full baths
Home size: 1,634 sq ft
Lot Size: 10,009 sq ft
Added: , Last Updated: 02/17/11
Property Type: Residential for Sale, Detached for Sale
MLS Number: AA7533244
Tract: Heritage Harbour

Listed with RE/MAX Advantage Realty


Brought to you by Pat Ogle, Associate Broker, CRS, The AnnapolisHomes4You.com Team at. Call me today at 443-569-2736, or visit my website at www.AnnapolisHomes4You.com!

















Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR® Visit Us At AnnapolisHomes4You.com

Just Listed Home For Sale in Sherwood Forest, Annapolis MD, 21405

$1,099,000 :: 828 Robin Hood Hl, Annapolis MD, 21405


Property Photo

3 beds, 2 full baths
Home size: 0 sq ft
Lot Size: 7,037 sq ft
Added: , Last Updated: 02/17/11
Property Type: Residential for Sale, Detached for Sale
MLS Number: AA7533250
Tract: Sherwood Forest

Listed with Long Foster Real Estate, Inc.

Brought to you by Pat Ogle, Associate Broker, CRS, The AnnapolisHomes4You.com Team at. Call me today at 443-569-2736, or visit my website at www.AnnapolisHomes4You.com!


















Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR® Visit Us At AnnapolisHomes4You.com

Monday, September 27, 2010

Microwave ovens make mealtime quick and easy

ZAP IT! From My Insights on Real Estate http://ping.fm/NSWqX

Mortgage Market In Review - September 27, 2010

Lori Wilson, Mortgage Loan Originator for 1st Mariner Mortgage send me this great report.

Mortgage Market In Review - September 27, 2010 

MARKET COMMENT
Mortgage bond prices ended near unchanged last week keeping mortgage interest rates historically low. The Fed meeting Tuesday went as expected. The Fed kept interest rates unchanged and noted they will keep rates low for an extended period of time. Mortgage rates were positive through the middle portion of the week. Unfortunately stronger than expected data and surging stock prices the latter portion of the week eroded the earlier positive movements. Despite those negative movements rates finished near unchanged overall for the week.
The Treasury auctions will be important this week. If foreign demand for US debt remains strong mortgage interest rates may remain lower. Consumer confidence will set the tone for trading the beginning of the week.
LOOKING AHEAD
Economic
Indicator
Release
Date and Time
Consensus
Estimate
Analysis
2-year Treasury Note Auction
Monday,
Sept. 27,
1:15 pm, et
None
Important. $36 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
Consumer Confidence
Tuesday,
Sept. 28,
10:00 am, et
53.9
Important. An indication of consumers' willingness to spend. Weakness may lead to lower mortgage rates.
5-year Treasury Note Auction
Tuesday,
Sept. 28,
1:15 pm, et
None
Important. $35 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
7-year Treasury Note Auction
Wednesday,
Sept. 29,
1:15 pm, et
None
Important. $29 billion of notes will be auctioned. Strong demand may lead to lower mortgage rates.
Q2 GDP 3rd revision
Thursday,
Sept 30,
8:30 am, et
Up 1.7%
Important. The aggregate measure of US economic production. Weakness may lead to lower rates.
Personal Income and Outlays
Friday,
Oct. 1,
8:30 am, et
Up 0.2%,
Up 0.3%
Important. A measure of consumers' ability to spend. Weakness may lead to lower mortgage rates.
PCE Core Inflation
Friday,
Oct. 1,
8:30 am, et
Up 0.1%
Important. A measure of price increases for all domestic personal consumption. Weakness may lead to lower rates.
U of Michigan Consumer Sentiment
Friday,
Oct. 1,
10:00 am, et
67
Important. An indication of consumers' willingness to spend. Weakness may lead to lower mortgage rates.
ISM Index
Friday,
Oct. 1,
10:00 am, et
55.0
Important. A measure of manufacturer sentiment. A large decline may lead to lower mortgage rates.
MARKET CONDITIONS
There is a Chinese proverb that states, “May you live in interesting times.” It is often argued that the word interesting is meant to be a synonym for turbulent or dangerous. This phrase hits the bull's-eye given the current state of the financial markets. While stocks and bonds are swinging around wildly there is some good news. Interest rates for conforming and FHA/VA loans are historically low.
Remember, low rates are not a given considering the uncertainty in the financial markets. Inflation, real or perceived, erodes the value of bonds causing bond prices to fall and rates to rise. The last thing the economy needs now is higher mortgage interest rates. If inflation emerges that very well may happen despite the continued Fed efforts to keep rates low. With so much uncertainty, a cautious approach to float lock decisions, especially heading into the inflation data this week, would be wise.


Lori Wilson
Mortgage Loan Originator

1st Mariner Mortgage

2661 Riva Road Bldg. 1000
Annapolis, MD 21401

Office: (301) 261-8706
Fax: (301) 576-4538
Cell: (301) 922-5116



Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland
Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR® Visit Us At AnnapolisHomes4You.com

Wednesday, January 27, 2010

Offering to Purchase Real Estate- the Basics - Part 1

Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland

Writing an Offer to Purchase Real Estate

Once you find the home you want to buy, the next step is to write an offer – which is not as easy as it sounds. Your offer is the first step toward negotiating a sales contract with the seller. Since this is just the beginning of negotiations, you should put yourself in the seller’s shoes and imagine his or her reaction to everything you include. Your goal is to get what you want, and imagining the seller’s reactions will help you attain that goal.

The offer is much more complicated than simply coming up with a price and saying, "This is what I’ll pay." Because of the large dollar amounts involved, especially in today’s litigious society, both you and the seller want to build in protections and contingencies to protect your investment and limit your risk.

In an offer to purchase real estate, you include not only the price you are willing to pay, but other details of the purchase as well. This includes how you intend to finance the home, your down payment, who pays what closing costs, what inspections are performed, timetables, whether personal property is included in the purchase, terms of cancellation, any repairs you want performed, which professional services will be used, when you get physical possession of the property, and how to settle disputes should they occur.

It is certainly more involved than buying a car. And more important.

Buying a home is a major event for both the buyer and seller. It will affect your finances more than any other previous purchase or investment. The seller makes plans based on your offer that affect his finances, too. However, it is more important than just money. In the half-hour it takes to write an offer you are making decisions that affect how you live for the next several years, if not the rest of your life. The seller is going to review your offer carefully, because it also affects how he or she lives the rest of their life.

That sounds dramatic. It sounds like a cliché. Every real estate book or article you read says the same thing.

They all say it because it is true.

To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.

We specialize in Relocation! Click here to request our Free Relocation Package

You can contact me at any time if you are interested in touring these properties, or any property.


Just Listed Homes



Do you want to know what homes Really Sold for? Just click Here


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986


Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008

#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

For more information Click Here

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)


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Tuesday, October 20, 2009

Important Things To Avoid Before Buying a Home Part 3

No Major Purchases of Any Kind

Review the information below and apply it to any major purchase that would create debt of any kind. This includes furniture, appliances, electronic equipment, jewelry, vacations, expensive weddings and automobiles, of course.

Don't Buy a Car

When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind.

The desire to spend money.

Since North Americans have a special love affair with the automobile, this becomes a high priority item on the shopping list. Later, other things will be added and one of those will probably be a house.

However, by the time home ownership has become more than a distant and hopeful dream, you may have already bought the car.

It happens all the time, sometimes just before you contact a lender to get pre-qualified for a mortgage.

As part of the interview, you may tell the loan officer your price target. He will ask about your income, your savings and your debts, then give you his opinion. "If only you didn’t have this car payment," he might begin, "you would certainly qualify for a home loan to buy that house."

For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!








Saturday, September 26, 2009

My Joke of the Week

A friend who prides himself of being an amateur psychiatrist was a guest at a gathering, and the hostess naturally broached the subject in which he was most at ease.

"Would you mind telling me," she asked, "how you detect a mental deficiency in somebody who appears completely normal?"

"Nothing is easier," he replied. "You ask a simple question which anyone should answer with no trouble. If he hesitates, that puts you on the track."

"What sort of question?"

"Well, you might ask him, 'Captain Cook made three trips around the world and died during one of them. Which one?'"

The hostess thought a moment, then said with a nervous laugh, "You wouldn't happen to have another example would you? I must confess I don't know much about history."


For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)
e-Mail
PatOgle@AnnapolisHomes4You.com
Visit
http://www.annapolishomes4you.com/
Blog
AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!








Tuesday, September 8, 2009

When Is It Time To Replace My Roof?

Most experts agree that one of the best ways to avoid roof trouble is to inspect your roof twice a year: In the Fall, for sun damage and in the Spring for Winter damage. By doing this, you will be able to identify any problems early, before you start having leaks. Use binoculars from the ground to check for problems. If you have asphalt shingles (petroleum based material covered with sand-like granule), look out for a roof surface that is not smooth and the edges of the shingles are curled and warped. Check for crooked shingles. Scan the roof for any shingles that may have been lifted by the wind or are missing altogether. Bumps can indicate that the roofing nails below have become loose. Look for bald spots where the mineral granules have worn away. With wood shingles, check for curled, broken, and split shingles and for spots where nails have become loose or rusted. With tile or slate, individual tiles can chip and break and require replacement.In valleys and in flashings around the chimney and vents, check for broken seals along the flashing's edges and for rust spots in the metal. Check rafters and the underside of the roof for dark wet spots. These are signs of rot and will need to be replaced. Climbing into your attic or onto your roof to inspect your home can be very dangerous. For that reason, we urge you to use the services of a professional contractor to conduct a close-up roof inspection. Related Links: Hometime has a whole roofing section for do-it-yourselfers that is great information. ImproveNet has a calculator to help you determine the cost of a new roof. Home Restoration & Remodeling Magazine offers advice on choosing a roofing contractor. I hope you found this help full.


For More Valuable Real Estate Information visit: http://freereports.annapolishomes4you.com/

TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist

Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County For more information Click Here

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)
e-Mail PatOgle@AnnapolisHomes4You.com
Visit www.AnnapolisHomes4You.com
Blog AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!

Thursday, September 3, 2009

Benefits of Owning Your Own Home Part 4

Another benefit of owning a home is Forced Savings.

Some people are just lousy at saving money, and a house is an automatic savings account. You accumulate savings in two ways. Every month, a portion of your payment goes toward the principal. Admittedly, in the early years of the mortgage, this is not much. Over time, however, it accelerates.

Second, your home appreciates. Average appreciation on a home is approximately five percent, though it will vary from year to year, and in some years may even depreciate.. Over time, history has shown that owning a home is one of the very best financial investments.


For More Valuable Real Estate Information visit: http://freereports.annapolishomes4you.com/

TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist

Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)
e-Mail PatOgle@AnnapolisHomes4You.com
Visit http://www.annapolishomes4you.com/
Blog AnnapolisHomes4You.blogspot.com

Please Don't Forget to Show Your Support for Our Troops!


Monday, August 17, 2009

A Video Testimonial from a Satisfied AnnapolisHomes4You Team Customer





For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/


“It’s a funny thing about life; if you refuse to accept anything but the best…you very often get it” Somerset Maugham

"Expect the Best" Pat Ogle

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
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Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
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Tuesday, July 7, 2009

American Home Styles - Splits

Now let se what our friends at Wikipedia have to say about Splits.

Split-level homes


A split-level home (also called a tri-level home) is a style of house in which the floor level of one part of the house is about half way between a floor and its ceiling of the other part of the house. The one story section typically contains a family room, living room, dining room, and kitchen. There are typically two small sets of stairs that attach the one story section of the house to the two story section. One set leads up, typically to bedrooms and a bathroom. The other set leads down to a large family room and basement area. Often, the basement level also includes the garage and is level with the driveway. The first floor is built halfway between the basement and second floor, with the second floor being above the basement. Alternately, both halves of the house may be two stories tall, with a basement beneath the "first story" section described above. Additions to the house are possible by adding a third floor above the first or expanding outward from any side.

A sidesplit is where the split level is visible from the front elevation of the home. A backsplit is where the split level is only visible from the side elevation. The front elevations shows only a single story and the two stories are in the back.

Includes two short sets of stairs and two levels. The entry is between floors. The front door opens to a landing. One short flight of stairs leads up to the top floor; another short flight of stairs leads down. The top floor tends to be full height ceilings with the Living Room, Dining Room, Kitchen, Bedrooms and Bathrooms. The lower floor often has lower ceilings and is partially below ground. However, in many modern split foyer homes the lower level is at grade, which necessitates an outdoor staircase to reach the front door. These homes often also have very high ceilings on the lower level to accommodate the home's HVAC ducting.

Stacked Split Level

The stacked split level has four or five short sets of stairs, and five or more levels. The entry is on a middle floor between two levels. The front door opens into a foyer, and two short sets of stairs typically lead down to a basement and up to some sort of living area (often the kitchen or the living room). The next living area is on top of the foyer (containing either the kitchen or the living room), and another short set of stairs typically leads to at least one bedroom, located on top of the first living area. Often additional bedrooms are 'stacked' on top of the second living area, hence the name 'stacked split level'. This type of construction is typically used for townhouses.

Split Level

The split level has two or three short sets of stairs, and three or four levels. The entry is on a middle floor between two floors. The front door opens directly into what is usually the formal living area. This mid-level floor houses Living Room, Dining Room, Kitchen, and has a short flight of stairs leading up to bedrooms, and another short flight of stairs leading down to informal living areas and garage.

Split Entry-Foyer

The Split Entry has two or three short sets of stairs, and three or four levels. The entry between floors. The front door opens in a foyer or entry area located in a wing off the main house. From the entry, a short flight of stairs leads up to the top floor and another short flight leads down. Usually resembles a three-level or split-level from the exterior, but is actually a bi-level with an entry wing. In most cases this entry area is part of a garage wing. In others, the entry area might be a separate living room wing.
Raised Ranch

The raised ranch has one full flight of stairs, and two levels. The entry at lower floor. A full flight of stairs, usually near the front door, leads up to the living level. Top floor tends to be full height ceilings with the Living Room, Dining Room, Kitchen and Bedrooms. Lower floor often has lower ceilings. Although door is at or nearly at grade, sometimes the back and/or a side of the house is partially below ground. Many have the appearance of a ranch house that has been stretched upward and had the door lowered.
Advantages

The split-level home offers a convenient way to accommodate uneven property during construction. Since the main floor is about halfway above the basement, the house can be built into the side of a slope or soft hill, providing a very efficient use of space.

Moving throughout this type of home can be easier for people with disabilities, since fewer steps are required to go from the bedrooms to the rest of the house when compared with a traditional two-story house.

In an area where the amount of floors is limited by local law, split-level home offers more floors while in the same time adhere to the local law.

Disadvantages

Since the first floor and driveway are at uneven levels, stairs must be built to connect the entrance to the driveway, which can pose safety threats in icy conditions. Also, this type of house tends to include many stairs, which can be a problem for the elderly and others with impaired mobility, children must also be watched more attentively due to the many flights of stairs that they could fall down.

Homes may also be more prone to uneven heating and cooling, but this varies from house to house. The split-level design, however, aggravates the problem.

In contrast to traditional and historic homes, the primary focal point for pedestrians of a split level home tends to be the large garage doors presented to the street, rather than the doorway. Many architects and urbanists have been critical of this element due to its celebration of cars rather than inhabitants.

The garage to the front's resemblance to a snout and bedroom windows to eyes have led to the nickname 'pig houses' in some circles.

Regional Variance in Usage

In some regions such as the Northeastern United States, the term "split level" is used to refer to a bilevel house with a split entry. This style of house is also known as a "split foyer." This is a two-story house that has a small entrance foyer with stairs that "split"—half a flight of stairs go up (usually to the living room, kitchen, and bedrooms) and half a flight of stairs go down (usually to a family room and garage/storage area). This style is very popular in other areas of the country as well.

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