Friday, January 29, 2010

From Annapolis - Good News - GDP report: Best growth in six years http://ping.fm/aLWf0
in Annapolis - Open House - Waterfront - 1pm -3pm -182 Acton Rd, Annapolis, MD 21403 - http://ping.fm/joB1K
From Annapolis - The Lastest Real Estate News http://ping.fm/Wbw28
Pats How to - Practice Thai Buddhist Monastery Etiquette http://ping.fm/WAoBV
From Annapolis Pats Quote for Today http://ping.fm/dMGAi
From Annapolis Pats Dream Home for Today http://ping.fm/9MbhN
From Annapolis - Pats Best Buy for Today http://ping.fm/6XyrC
The People''s Cube - Fight for Cultural Equality: UN Okays Cannibalism, Slavery http://ping.fm/1UMrT

Wednesday, January 27, 2010

Offering to Purchase Real Estate- the Basics - Part 1

Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland

Writing an Offer to Purchase Real Estate

Once you find the home you want to buy, the next step is to write an offer – which is not as easy as it sounds. Your offer is the first step toward negotiating a sales contract with the seller. Since this is just the beginning of negotiations, you should put yourself in the seller’s shoes and imagine his or her reaction to everything you include. Your goal is to get what you want, and imagining the seller’s reactions will help you attain that goal.

The offer is much more complicated than simply coming up with a price and saying, "This is what I’ll pay." Because of the large dollar amounts involved, especially in today’s litigious society, both you and the seller want to build in protections and contingencies to protect your investment and limit your risk.

In an offer to purchase real estate, you include not only the price you are willing to pay, but other details of the purchase as well. This includes how you intend to finance the home, your down payment, who pays what closing costs, what inspections are performed, timetables, whether personal property is included in the purchase, terms of cancellation, any repairs you want performed, which professional services will be used, when you get physical possession of the property, and how to settle disputes should they occur.

It is certainly more involved than buying a car. And more important.

Buying a home is a major event for both the buyer and seller. It will affect your finances more than any other previous purchase or investment. The seller makes plans based on your offer that affect his finances, too. However, it is more important than just money. In the half-hour it takes to write an offer you are making decisions that affect how you live for the next several years, if not the rest of your life. The seller is going to review your offer carefully, because it also affects how he or she lives the rest of their life.

That sounds dramatic. It sounds like a cliché. Every real estate book or article you read says the same thing.

They all say it because it is true.

To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.

We specialize in Relocation! Click here to request our Free Relocation Package

You can contact me at any time if you are interested in touring these properties, or any property.


Just Listed Homes



Do you want to know what homes Really Sold for? Just click Here


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986


Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008

#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County

For more information Click Here

Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)


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From#Davidsonville - Pats Dream Home of the Day - http://ping.fm/CXAW7
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Saturday, January 23, 2010

Friday, January 22, 2010

Edgewater, MD Homes for Sale



To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.
We specialize in Relocation! Click here to request our Free Relocation Package
We guarantee to sell your home in 60 days or less!
You can contact me at any time if you are interested in touring these properties, or any property.


TOP RESIDENTIAL REAL ESTATE AGENT:  LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County


Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O)   443.569.2736 (C)   410-224-0632 (F)


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Major Factors Influencing your Offer Price Part V

Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland


The Final Decision on Your Offer Price

Comparable sales information helps you to determine a base price range for a particular home. Adding in the various factors like property condition, improvements, market conditions, and seller motivation help determine whether a "fair" price would be at the upper limit of that range or the lower limit. Perhaps you will feel a fair price is outside of that price range.

The "fair" price should be approximately what you are willing to agree on at the end of negotiations with the seller. The price you put in your offer to begin negotiations is totally up to you and depends on your negotiating style. Most buyers start off somewhat lower than the price they eventually want to pay.

Although your agent may provide advice and guidance, you are the one who makes the decision. The price you put in the offer is totally up to you.


To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.

We specialize in Relocation! Click here to request our Free Relocation Package

You can contact me at any time if you are interested in touring these properties, or any property.


Just Listed Homes



Do you want to know what homes Really Sold for? Just click Here


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986



Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County


Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)


Blog Search MLS Email Website Call Me


Please Don't Forget to Show Your Support for Our Troops!

Thursday, January 21, 2010

From Annapolis - http://bit.ly/1oJMcP - Pats How Do for Today - http://ping.fm/cDjKZ
Annapolis- http://bit.ly/1oJMcP -Pats Word for Today - cursory - ur·so·ry (kûrs-r) adj. Performed with haste and scant attention to detail
From Annapolis - http://bit.ly/1oJMcP - Pats Dream Home for Today - http://ping.fm/7pwX0
From Annapolis - http://bit.ly/1oJMcP - Pats Best Buy for Today - http://ping.fm/g60Gt
Annapolis-This country has come to feel the same when Congress is in session as when the baby gets hold of a hammer.-Will Rogers- http://bit.ly/1oJMcP

Davidsonville, MD Homes for Sale



To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.
We specialize in Relocation! Click here to request our Free Relocation Package
We guarantee to sell your home in 60 days or less!
You can contact me at any time if you are interested in touring these properties, or any property.


TOP RESIDENTIAL REAL ESTATE AGENT:  LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County


Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O)   443.569.2736 (C)   410-224-0632 (F)


Join Me on:





Please Don't Forget to Show Your Support for Our Troops!

Major Factors Influencing your Offer Price Part IV

Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland


How Seller Motivation Affects Your Offer Price

Truthfully, it is rather rare that a seller’s motivation will dramatically affect the price of a home, but it is often possible to save a few thousand dollars. The most common "motivated seller" is someone who has already bought his or her next home or is relocating to a new area. They will be under the gun to sell the home quickly or face the prospect of making two mortgage payments at the same time. Since that can drain a bank account quickly, most sellers want to avoid such a situation and may be willing to give up a few thousand dollars to avoid the possibility.

There are also family crises that can motivate a seller to make a quick deal. However, when you see a real estate ad that mentions "divorce," "motivated seller," "relocation," or something to that affect, beware. Although the facts may be true, that does not necessarily mean the seller is motivated to make a quick and costly sale. Most likely, the ad is more designed to generate phone calls and leads rather than sell the home.

However, there are times when a seller is truly distressed, willing to make a quick sale and sacrifice thousands of dollars. With the seller’s permission, the listing agent will post this information along with the listing in the Multiple Listing Service. They may also inform other agents during office and association marketing sessions or by flyers sent to other real estate offices. Provided this information has been made generally available to Real Estate Professionals, your agent should know when a seller is truly motivated and when it is just "puff" designed to elicit interest in a property.

The exception is when an agent is selling a home they have listed themselves or selling a home that was listed by another agent from their own company. In such a situation, the agent may be acting as an agent for the seller, or as a "dual agent," representing both you and the seller. In such a situation, they cannot legally provide you with information that would give you an advantage over the seller.


To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.

We specialize in Relocation! Click here to request our Free Relocation Package

You can contact me at any time if you are interested in touring these properties, or any property.


Just Listed Homes



Do you want to know what homes Really Sold for? Just click Here


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986






Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County



Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)


Blog Search MLS Email Website Call Me

Please Don't Forget to Show Your Support for Our Troops!

Wednesday, January 20, 2010

Crownsville, Md Homes for Sale



To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.
We specialize in Relocation! Click here to request our Free Relocation Package
We guarantee to sell your home in 60 days or less!
You can contact me at any time if you are interested in touring these properties, or any property.


TOP RESIDENTIAL REAL ESTATE AGENT:  LICENSED SINCE 1986

Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame
Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County


Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O)   443.569.2736 (C)   410-224-0632 (F)


Join Me on:





Please Don't Forget to Show Your Support for Our Troops!

Major Factors Influencing your Offer Price Part III

Annapolis Real Estate and Relocation - Anne Arundel County, the Eastern Shore, and Surrounding Counties in Maryland

How Market Conditions Affect Your Offer Price

A hot market is a "seller’s market." During a seller’s market, properties can sell within a few days of being listed and there are often multiple offers. Sometimes homes even sell above the asking price. Though most buyer’s want to get a "deal" on a home, reducing your offer by even a few thousand dollars could mean that someone else will get the home you desire.
A slow market is a "buyer’s market. During a buyer’s market properties may languish on the market for some time and offers may be few and far between. Prices may even decline temporarily. Such a market would allow you to be more flexible in offering a lower price for the home. Even if your offered price is too low, the seller is likely to make some sort of counter-offer and you can begin negotiations in earnest.
More often than not, the market is simply "steady," or in transition. When a market is steady, no real rules apply on whether you should make an offer on the high end of your range or the low end. You could find yourself in a situation with multiple offers on your desired house, or where no one has made an offer in weeks.
Transition markets are more difficult to define. If the economy slows unexpectedly, as it did in the early nineties, people who buy on the high end of a seller’s market (like the late eighties) could find their home loses value for several years. So far, no one has proven reliable in predicting when markets change or how good or bad the real estate market will become.



To Search For More Homes In Maryland? Just Click Here!

Pat Ogle and The AnnapolisHomes4You.com Team are dedicated real estate professionals specializing Waterfront Homes for Sale and Properties in Annapolis, Arnold, Severna Park, Edgewater , Anne Arundel County, The Esatern Shore, and the Surrounding areas in Maryland.

We specialize in Relocation! Click here to request our Free Relocation Package

You can contact me at any time if you are interested in touring these properties, or any property.


Just Listed Homes



Do you want to know what homes Really Sold for? Just click Here


TOP RESIDENTIAL REAL ESTATE AGENT: LICENSED SINCE 1986




Pat Ogle, Associate Broker, CRS, DSAC, e-Pro, GRI, MCJ, REALTOR®
Certified Residential Specialist / Certified Internet Marketing Specialist
Over $73,000,000 in Settled Sales
Champion Hall of Fame Best of the Best 2003, 2004, 2005, 2006, 2007, 2008
National Sales Award, 2003, 2004, 2005, 2006, 2007, 2008
#1 in AOL, Comcast, Google and Yahoo
#1 Relocation site for Annapolis, Anne Arundel County



Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401
410.224.0660 (O) 443.569.2736 (C) 410-224-0632 (F)


Blog Search MLS Email Website Call Me



Please Don't Forget to Show Your Support for Our Troops!