Sunday, February 15, 2009

8 Steps to Help your buyer to mentally move in.

A new post from Pat Savani

Staging is an important part of preparing a property for sale. It can make the difference between languishing on the market and having a competitive advantage over similarly priced properties. Staging does not take the place of pricing the property correctly but in a competitive environment it may tip the scales to your advantage. Most of staging is focusing on lots of little things that collectively make a big difference.

1. Immaculate kitchens and baths are a must with fresh towels and empty counter tops.

2. Odors are a real turn off to buyers, so litter boxes and other types of pet odors and strong food smells must be addressed.

3. Lights are important, keep them on, have light switches in bedrooms associate to lamps that are prepared to light up. Keep lights on so the house always looks bright and cheery, it is a small expense that gives large returns.

4. Front doors need to be clean, freshly painted and no cob webs or debris.

5. Clean out corners that accumulate extra pieces of furniture and knick knacks.

6. Clutter is the enemy when selling a house. Pack, toss or sell extra stuff, it will make every room more spacious.

7. Clean around your furnace and change the filter. A dirty filter makes a buyer wonder whether routine maintenance has been performed on the property.

8. Lastly, eliminate strong statements of personal taste. When a room is too personalized it makes it difficult for the buyer to imagine moving their things in.

The reason for staging is to help the prospective buyer mentally move in; when you stage you give the buyer the space, and neutral palette to do that.

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For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!

The Lastest Mortgage Rates

Today's Rates: February 13, 2009 thanks to Jamison Mullen

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40 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 7.0%
APR: 7.208%
MONTHLY PAYMENT: $901.08
PAYMENT TERM: 40 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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30 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 5.0%
APR: 5.213%
MONTHLY PAYMENT: $778.40
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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20 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 5.375%
APR: 5.669%
MONTHLY PAYMENT: $987.23
PAYMENT TERM: 20 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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15 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 4.75%
APR: 5.115%
MONTHLY PAYMENT: $1,127.86
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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30 YEAR FIXED (FHA)
INTEREST RATE: 5.5%
APR: 6.170%
MONTHLY PAYMENT: $941.16
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $151,000
PREPAID FINANCE CHARGES: $1,700
DOWN PAYMENT: 3.5%
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Jamison Mullen
Home Mortgage Consultant
Office: 4102240600
Fax: 410-224-0632
Mobile 443-852-0519
Contact Us: https://www.benefits-mortgage.com/affinity/contactUs.wfm?suffix=jamison-mullen

711 Bestgate Road
Annapolis, MD 21401

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For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!

CanYou See the Bottom?

My friend Pat Savani wrote this great post.

It is probably too soon to be certain, but the bottom is certainly coming into view .

MRIS ( Metropolitan Regional Information System) the large regional multiple list system serving, Washington, Maryland, Northern Virginia, Southern Pennsylvania and the West Virginia pan handle in the Weekly Market Report published February 2, 2009 was full of great news for buyers, sellers and agents.
• The number of active listings for sale was down year over year with the last 3 months average down around 10,000 units.
• The report also showed that the last 3 month average of new pending sales was up 14.6%. The bottom is a hard thing to see but in our region the bottom is becoming clearer and if current trends continue it could be behind us.
• The housing affordability index in the MRIS service area was over 145% as a result of lower interest rates and prices. The affordability index is the amount of income necessary to qualify for the median price home with current interest rates.

View article...

________________________________________________________________


For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!

Tuesday, February 10, 2009

Mortgage Rate Alert

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40 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 7.25%
APR: 7.462%
MONTHLY PAYMENT: $927.53
PAYMENT TERM: 40 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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30 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 5.125%
APR: 5.340%
MONTHLY PAYMENT: $789.51
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
-----------------------------------------------------------------
20 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 5.375%
APR: 5.669%
MONTHLY PAYMENT: $987.23
PAYMENT TERM: 20 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
-----------------------------------------------------------------
15 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 4.75%
APR: 5.115%
MONTHLY PAYMENT: $1,127.86
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
-----------------------------------------------------------------
30 YEAR FIXED (FHA)
INTEREST RATE: 5.5%
APR: 6.170%
MONTHLY PAYMENT: $941.16
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $151,000
PREPAID FINANCE CHARGES: $1,700
DOWN PAYMENT: 3.5%
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For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/


Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!

Sunday, February 1, 2009

Top of the Deck!

posted by Pat Savani at Anne Arundel County Real Estate

Top of the Deck Let’s assume the absorption study indicates that there are currently 20 homes on the market and based on recent sales the projected sales pace is 2 per month and there is currently 10 month...

For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!