Thursday, February 27, 2014

Don’t Let Your Sleeping Electronics Drain Your Bank Account.

Don’t Let Your Sleeping Electronics Drain Your Bank Account.




AnnapolisHomes4You and Champion Realty, Inc. are the first tobring AugmentedReality to Real Estate with the ChampionRealty Mobile APP Featuring X-RayVision!  You can now scana neighborhood for homes using a live camera view from your iPad, iPhone orAndroid for up to a mile.  So let’s get started, just click on this link or goto PatsXrayApp.com Its FREE! And FREE is always GOOD!

Semper Fi! 
 Loyalty, Commitment And Excellence In All That I Do!

I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*

Pat Ogle, Associate Broker, 
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D) 
PatOgle@AnnapolisHomes4You.com 
AnnapolisHomes4You.com 

P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them! 

Please Don't Forget to Show Your Support for Our Marines!

 "IN GOD WE TRUST" | luke 1.37 

*certain conditions apply

Thursday, February 20, 2014

Protect Yourself: Use an Agent When Buying from a Builder


Q: Do I need to hire a real estate agent to represent me when I buy a new home from a builder?

A: Legally, no. But if you don’t, you might be missing out on some tangible benefits that impact your wallet and how much you get for your money.

There are many reasons why an agent is a sound investment during the purchase process with a builder. While some of them can be quite complex (and go beyond the scope of this blog post), here are a few highlights:

Market Value Compared to Purchase Price: How much money are you going to be able to come out of pocket for your down payment? If you don’t want a nasty surprise when it comes to disparities between your agreed upon purchase price and the actual market value of the home, you’ll want an agent with access to information which will help you accurately assess the true value of that brand new home.

Negotiation Power: Real estate agents are professional negotiators, and often an agent can get more from a builder than you would on your own. While some of this might be related to purchase price, other perks may include property or home upgrades.

Financing: It’s probably no surprise that your builder will have preferred financing partners to work with. Many of those “partners” pay good money for the opportunity to handle your loan. But is it the best loan at the best rate? An agent can be both a sounding board for financing terms and a source for trusted alternatives.

Contract Expertise: While your real estate agent isn’t an attorney, they know a great deal about the ins-and-outs of property contracts. This includes builder’s contracts, which may have provisions that put you in dicey territory should something unforeseen happen. Protect yourself with an agent.

These four reasons are a good place to start, but there are plenty more. The bottom line is: The builder will have their own system in place to maximize their profit and minimize their costs. Shouldn’t you?

I’m more than happy to help you buy from a builder: 

JUST IN!!
AnnapolisHomes4You and Champion Realty, Inc. are the first to bring Augmented Reality to Real Estate with the Champion Realty Mobile APP Featuring X-Ray Vision!  You can now scan a neighborhood for homes using a live camera view from your iPad, iPhone or Android for up to a mile.  So let’s get started, just click on this link or go to PatsXrayApp.com Its FREE! And FREE is always GOOD!

Semper Fi! 
 Loyalty, Commitment And Excellence In All That I Do!

I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*

Pat Ogle, Associate Broker, 
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D) 
PatOgle@AnnapolisHomes4You.com 
AnnapolisHomes4You.com 

P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them! 

Please Don't Forget to Show Your Support for Our Marines!

 "IN GOD WE TRUST" | luke 1.37 

*certain conditions apply

Monday, February 17, 2014

Current Mortgage Rates for Monday February 17 2014 | Mortgage Rates & Trends

 Rates are moving up do not wait

Current Mortgage Rates for Monday February 17 2014 | Mortgage Rates & Trends





Semper Fi! 
 Loyalty, Commitment And Excellence In All That I Do!



I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*



 Pat Ogle, Associate Broker, 
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D) 




PatOgle@AnnapolisHomes4You.com 
AnnapolisHomes4You.com 





P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them! 





Please Don't Forget to Show Your Support for Our Marines!





 "IN GOD WE TRUST" | luke 1.37 





 *certain conditions apply

Wednesday, February 5, 2014

Recycling Tips for Spring Cleaning



Neat Tips for Reuse and Recycling:

A client of mine was recently preparing her house for the market and in the process of cleaning out the garage began to wonder if there were ways to keep more stuff out of the landfill through reuse or recycling. She found some great ideas online. Since I know we all care about the environment, too, I thought I might pass on these three tips interesting:

Did you know you can bring those Styrofoam peanuts to pack-and-ship stores? They’re happy to reuse them. Not only does it cut down on the new packing materials they have to order, but it also keeps them out of the ground for the next million years!

Don’t recycle wire clothes hangers. Reuse is a much better option. Dry cleaners will take back wire hangers just like shipping stores will reuse Styrofoam peanuts.

Keep wine corks out of recycled wine bottles. Not only do the corks cause problems for recycling centers (they have to get them out of the bottles), you’re missing out on an opportunity for the cork to be put to good use. Even natural corks don’t compost well. Many liquor stores and wineries have a barrel handy for wine corks, and the cork is recycled into flooring material, sandals, and other durable barriers.

If you have any other tips to share. I’d love to add them to the list, and I’m sure they’ll come in handy as I help others prepare their homes for sale.


Semper Fi! 
 Loyalty, Commitment And Excellence In All That I Do!

I guarantee to sell your home in 60 days or less, or I will Pay you up to $10,000 in CASH!*

Pat Ogle, Associate Broker, 
Champion Realty, Inc. 711 Bestgate Road, Annapolis, MD 21401 
800.847.9990 ext 660 (O) 443.569.2736 (C) 410-224-0660 (D) 
PatOgle@AnnapolisHomes4You.com 
AnnapolisHomes4You.com 

P.S. Help Us, Help (America’s Heroes) Wounded Warriors and their families as they return home from the current conflicts, honoring and empowering them with a wide range of services. To this end we donate $250 from every closing to the Wounded Warrior Project® . Give us a call at 410-224-0660 to help us help them! 

Please Don't Forget to Show Your Support for Our Marines!

 "IN GOD WE TRUST" | luke 1.37 

*certain conditions apply