Today's Rates: January 23, 2009

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40 YEAR FIXED (CONFORMING LOAN RATE)

          INTEREST RATE: 7.375%

                    APR: 7.589%

        MONTHLY PAYMENT: $940.84

           PAYMENT TERM: 40 YEARS

            LOAN AMOUNT: $145,000

PREPAID FINANCE CHARGES: $2,000

           DOWN PAYMENT: 20%

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30 YEAR FIXED (CONFORMING LOAN RATE)

          INTEREST RATE: 5.5%

                    APR: 5.719%

        MONTHLY PAYMENT: $823.30

           PAYMENT TERM: 30 YEARS

            LOAN AMOUNT: $145,000

PREPAID FINANCE CHARGES: $2,000

           DOWN PAYMENT: 20%

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20 YEAR FIXED (CONFORMING LOAN RATE)

          INTEREST RATE: 5.625%

                    APR: 5.922%

        MONTHLY PAYMENT: $1,007.71

           PAYMENT TERM: 20 YEARS

            LOAN AMOUNT: $145,000

PREPAID FINANCE CHARGES: $2,000

           DOWN PAYMENT: 20%

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15 YEAR FIXED (CONFORMING LOAN RATE)

          INTEREST RATE: 5.25%

                    APR: 5.620%

        MONTHLY PAYMENT: $1,165.63

           PAYMENT TERM: 15 YEARS

            LOAN AMOUNT: $145,000

PREPAID FINANCE CHARGES: $2,000

           DOWN PAYMENT: 20%

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30 YEAR FIXED (FHA)

          INTEREST RATE: 5.5%

                    APR: 6.170%

        MONTHLY PAYMENT: $941.16

           PAYMENT TERM: 30 YEARS

            LOAN AMOUNT: $151,000

PREPAID FINANCE CHARGES: $1,700

           DOWN PAYMENT: 3.5%

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For More Valuable Real Estate Information visit:
http://freereports.annapolishomes4you.com/

Pat Ogle and The AnnapolisHomes4You Team
Champion Realty, Inc.
410-224-0660
www.AnnapolisHomes4You.com
PatOgle@AnnapolisHomes4You.com

While Past Performance is No Guarantee of the Future.
What Else Do We Have To Go By!