Today's Rates: January 08, 2009

40 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 7.125%
APR: 7.335%
MONTHLY PAYMENT: $914.28
PAYMENT TERM: 40 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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30 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 4.75%
APR: 4.960%
MONTHLY PAYMENT: $756.39
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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20 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 5.0%
APR: 5.289%
MONTHLY PAYMENT: $956.94
PAYMENT TERM: 20 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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15 YEAR FIXED (CONFORMING LOAN RATE)
INTEREST RATE: 4.5%
APR: 4.862%
MONTHLY PAYMENT: $1,109.25
PAYMENT TERM: 15 YEARS
LOAN AMOUNT: $145,000
PREPAID FINANCE CHARGES: $2,000
DOWN PAYMENT: 20%
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30 YEAR FIXED (FHA)
INTEREST RATE: 5.0%
APR: 5.645%
MONTHLY PAYMENT: $893.53
PAYMENT TERM: 30 YEARS
LOAN AMOUNT: $151,000
PREPAID FINANCE CHARGES: $1,700
DOWN PAYMENT: 3.5%
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